How does identity theft happen? This video provides 5 of the most common ways. One of the most important things you can do to prevent it from happening is to get a identity theft protection service. http://infousa1.com/LifeLock-Identity-Protection Click Link Now to visit LifeLock official website to get more information. And a 30 day, risk free, no obligation, trial.
By now most us already know what identity theft is. It has almost become the new normal in society. According to the Federal Trade Commission https://www.consumer.ftc.gov/topics/identity-theft Identity theft has become the number one consumer complaint that they, and other law enforcement agencies, receive. And every year exceeds the previous year. It continues to be a rapidly growing crime.
The statistics from the Bureau of Justice show that over 13 million people people become victims of identity theft every year. And again that number is growing. It represents 5 percent of all people in the U.S. age 16 and older.
Because this is a continually growing crime that effects millions of people every year, the chances are very high that in will, in some form, affect you or somebody you personally know.
Therefore it is important that we all recognize the beginning clues that it may be happening so you can immediately act to stop, and limit, the damage.
So how dose identity theft happen? There are a variety of ways but here are 5 of the most common:
1) Stolen Purse Or Wallet: The first is the old fashion purse snatching, pick pocket, lifting your wallet, etc. Years ago, it used to be that would take any cash and throw everything else away. Now the cash is really the least valuable. They will use your credit cards, ATM cards, checks. Or any personal information they find to try and open brand new accounts.
2) Discarded Trash: People will go through your waste basket, trash can, or something known as dumpster diving. Which is going through an apartment complex, office buildings, or community dumpster. We all throw away things like bank statements, credit card statements, documents that may have are social on it, etc. It is recommended that you get an inexpensive paper shredder for your home.
3) Mail Theft: Still very low tech. ID thieves can easily steal your mail, including bank and credit card statements, credit card offers, checks, tax information and more. They will even steal the mail you leave for the postman if your mailbox isn’t secure. They may fill out a change of address form in your name and send it back so they receive your mail.You should consider switching anything that offers a paperless option. Bank, credit card, statements, etc. can all be delivered by email. Stop getting paper checks. Have social security, or any kind of recurring payment direct deposited.
4) Phishing: This is when scammers fish around for information. It can be over the phone, or regular mail, but the most common is through email. You receive an legit looking email from a government, bank, or business you may actually have an account with. It is asking you to verify, or submit, information. They should already have your information! Never respond, or click on anything in that email, unless you are 100% sure that you initiated the communication. If you think it may be legit then you contact them to verify that they really sent it.
5) Skimming: This is something that ID thieves can capture your ATM, or Credit Card, information by attaching a data storage device over top a legitimate machine. They get your information when you swipe your card. It is recommended that you do a quick look and inspection before you swipe. See if it looks funny. Jiggle to see if it is loose, etc. Probably the best defense is to completely stop using your main credit card, or debit card linked to your bank account. Get a pre-paid debit card. Then transfer money to it for you day to day life purchases.
One of the best things you can do to protect yourself is to take a proactive approach. An Identity Theft Protection Service can possibly prevent identity theft. It will immediately alert you to any suspicious activity!
LifeLock has been rated as one of the very best services. Click The Link Now to visit their official website to get more information. And a 30 day, risk free, no obligation, trial.
This video has presented 5 examples of how identity theft happens.
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